Credit and debt counseling has become a booming business over the last few decades..
For many people, their most important dream is to own a home...
If you have amassed a rocky credit history and if you are burdened with a low credit score


Bad Credit Unsecured Credit Card Offers

 

UltraVX Visa® Card


Apply now for: UltraVX Visa® Card

Now anyone can qualify for a credit card with UltraVX Visa® . It's the only card featuring Credit-On-DemandTM which allows you to grow your credit line up to $25,000. Instant approval (no credit check, no minimum income, no bank account required), reports to the major credit bureaus. Clear Rewards you earn 1 point for each $1 spent, redeem points for Southwest Airlines, American Airlines, jetblue, Marriot, and more with no restrictions. ¦give yourself some credit with UltraVX.

  • Credit-On DemandTM up to $25,000 credit line - Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus

*Patent Pending

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 14.90% $0.00 No Bad

Access Visa®


Apply now for: Access Visa®

Apply now for the Access Visa® card!

  • Instant Online Decision
  • Bad Credit? No Credit? Give Access A Try!
  • Outstanding Customer Service

*View Rates, Fees, Rewards and Other Important Information

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.92 $48.00 No Bad

Total Visa®


Apply now for: Total Visa®

Are you discouraged by a poor credit history? Total Visa® offers a credit card for people with less than perfect credit. Apply today and with our instant online decision, you may be approved in minutes.

  • Instant Online Decision
  • Monthly Reporting to All Major Credit Bureaus
  • Free 24 hour Online Account Access

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 19.92% $48.00 No Bad

HSBC – Orchard Bank Classic MasterCards


Apply now for: HSBC – Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.

  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 7.90% - 15.99% $49.00 No Bad