Credit and debt counseling has become a booming business over the last few decades..
For many people, their most important dream is to own a home...
If you have amassed a rocky credit history and if you are burdened with a low credit score


Secured Credit Card Offers

A secured credit card is a bank card backed by a savings account. For example, if the bank approves a $2,000 credit limit on your card, you will probably need to have anywhere between $500 and $2,000 in a savings account. This account serves as collateral for the card—if you don’t pay the bill, they take the money from the account and cancel your card. This amounts to a little bad credit repair with a safety net of sorts.